Transportation
Fleets, Cargos, and Supply Chains: Dynamic Risk Management for the Long Haul
Vehicle accidents, cargo damage, regulatory compliance, and supply disruptions are increasingly dynamic setbacks.
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February 26, 2025
Transportation & Logistics Risk Enterprises
Protecting Fleets, Freight Brokers, Carriers, and Logistics Coordinators with Advanced Risk Solutions for Cargo, Auto Liability, Equipment, and Federal Regulatory Exposure.
Logistics operations face constant exposure across cargo, contracts, drivers, and downtime. Our insurance solutions are engineered to reduce claims volatility, maintain compliance, and protect transport performance from terminal to destination.
72%
Of U.S. freight is moved annually by trucking companies.
$1.2T
The U.S. logistics industry exceeds $1.2 trillion in annualized value.
59%
Of transportation claims involve vehicle damage, driver injury, or cargo disputes
The Unique Risks of the Transportation Sector
Transportation companies face nonstop risk from vehicle accidents and missed delivery windows to driver liability and federal oversight requiring insurance programs engineered for uptime, litigation defense, and rapid financial recovery.
Auto Liability and Collision Claims - Driver accidents, third-party injury, and fatality exposure.
Cargo Theft and Transit Loss - Loss from hijackings, spoilage, or mishandling.
FMCSA Compliance and Regulatory Risk - Penalties for insurance, logbook, or registration violations.
Driver Misclassification and EPL Claims - Wage, harassment, or labor status lawsuits.
Supply Chain Interruption - Loss from vendor failures, port delays, or equipment breakdowns.
Our logistics risk programs protect cargo, drivers, and continuity with liability smart solutions that address every mile - from DOT compliance to contract performance and equipment downtime.
Specialized Coverages for Transportation & Logistics
Auto Liability & Physical Damage
Bodily injury and property damage from commercial vehicle operations
Trailer interchange and non-owned trailer liability included
Collision, towing, and replacement cost coverage for trucks and tractors
Motor Truck Cargo
Cover goods in transit against theft, spoilage, or mishandling
Reefer breakdown and hazmat cargo extensions available
Satisfies broker-shipper insurance requirements
FMCSA Compliance & Regulatory Defense
Legal defense for federal audits and violations
Coverage for registration, hours-of-service, and insurance filings
Consulting to manage CSA safety scores
Workers Compensation & Driver Injury Programs
Medical benefits, lost wages, and rehab for injured drivers
Occupational accident coverage for owner-operators
Multi-state programs with trucking industry enhancements
Employment Practices Liability & Contractor Status
Coverage for wage disputes, misclassification, or discrimination suits
EPLI defense for carriers, dispatchers, and coordinators
Optional third-party coverage for leased/contract drivers
Case Study
The Risks of Moving the Economy at 70 MPH
Dallas, TX
Cargo Theft on Interstate
Over $1M in electronics stolen overnight after trailer was left unsecured in a yard.
Savannah, GA
DOT Fine for Missing Coverage
FMCSA fined a regional hauler $40k after auto liability coverage lapsed during audit.
Los Angeles, CA
Wrongful Termination of Contract Driver
A 1099 driver successfully sued for misclassification, winning damages and benefits coverage.
