Privacy PolicyHarold Harper Insurance Co. (HHINSCO)
Effective Date: 10/09/2026
Website: https://hhinsco.comHarold Harper Insurance Co. (“HHINSCO,” “we,” “us,” or “our”) respects the privacy of individuals and businesses that visit our website, contact our agency, or inquire about our insurance products and services.This Privacy Policy explains the types of information we may collect, how we use and disclose that information, the measures we take to protect it, and the choices available to individuals regarding their personal information.We are committed to responsible information handling, transparency, and compliance with applicable privacy and insurance regulations.1. Scope of This PolicyThis Privacy Policy applies to information collected through:Our website, https://hhinsco.com;Online contact forms and consultation requests;Email, telephone, and other direct communications;Insurance inquiries, applications, renewals, and related servicing activities; andWebsite analytics and related technologies, where implemented.Additional privacy notices may apply to particular insurance products, transactions, or categories of information when required by law.2. Information We CollectA. Information You Provide DirectlyWhen you contact HHINSCO through our website, we collect the information you voluntarily submit, which may include:Full name;Email address;Telephone number;Subject of inquiry; andMessage or inquiry details.Our general website contact form requests these five items to allow us to respond to your inquiry.When you subsequently request insurance services, we may collect additional information reasonably necessary to evaluate coverage needs, obtain insurance quotations, submit applications, or service insurance policies.Depending on the nature of the requested services, this may include business information, property details, insurance history, existing coverage information, and other information relevant to underwriting or risk assessment.We encourage visitors not to submit Social Security numbers, financial account credentials, medical information, or other sensitive information through the general website contact form.B. Information Collected AutomaticallyWhen you visit our website, certain technical information may be collected through website infrastructure, cookies, and analytics technologies.Depending on the technologies enabled, this information may include:Pages visited and website navigation activity;Date, time, and duration of visits;Browser type and device characteristics;Operating system and general technical information;Referral sources and marketing channels;Approximate geographic information derived from technical data; andInteractions with website features.We use this information, where collected, to understand website performance, improve usability, identify technical problems, and evaluate the effectiveness of our communications.3. How We Use InformationHHINSCO may use information for the following purposes:Responding to inquiries: To contact individuals who request information about our insurance products or services.Providing insurance services: To evaluate insurance needs, obtain quotations, coordinate with insurance markets, administer policies, assist with renewals, and support claims-related communications.Business communications: To provide requested information, respond to questions, and maintain appropriate communications with prospective and existing clients.Website improvement: To evaluate website performance, identify technical issues, understand visitor engagement, and improve accessibility and usability.Security and fraud prevention: To protect our website, communications, systems, clients, and business operations from unauthorized access, misuse, and fraudulent activity.Legal and regulatory compliance: To satisfy applicable legal obligations, maintain required business records, respond to lawful requests, and comply with applicable insurance regulations.We use personal information for purposes consistent with the circumstances in which it was collected and applicable law.4. Google Analytics and Website MeasurementHHINSCO may use Google Analytics 4 (“GA4”), a website analytics service provided by Google LLC, to understand how visitors interact with our website.Google Analytics may collect information about website visits, device characteristics, navigation activity, traffic sources, and interactions with website features.We intend to use Google Analytics to evaluate website performance and measure actions such as successful contact-form submissions.Our intended implementation does not transmit names, email addresses, telephone numbers, inquiry subjects, message contents, or other personal details entered into our contact form as Google Analytics event parameters.Google may process analytics information in accordance with its applicable terms and privacy practices.For additional information, please visit:How Google uses information from sites or apps that use its servicesGoogle Privacy PolicyThe availability and operation of analytics features may depend on browser settings, privacy preferences, and applicable consent requirements.5. Cookies and Similar TechnologiesOur website may use cookies and similar technologies to support website functionality, maintain security, and measure website usage.Cookies are small data files that websites may store on a visitor's device.Depending on the technologies implemented, cookies may serve the following purposes:Essential functionality: Supporting website operations, security, and technical performance.Analytics: Understanding how visitors use our website and identifying opportunities for improvement.Preferences: Remembering certain visitor settings where such functionality is available.Visitors may manage or disable cookies through their browser settings. Restricting certain cookies may affect website functionality or the availability of analytics features.Where applicable law requires consent before particular technologies are used, HHINSCO will implement appropriate consent mechanisms.Visitors may also learn about Google's available analytics controls at:Google Analytics Opt-out Browser Add-on6. Information Sharing and DisclosureHHINSCO does not sell personal information collected through its general website contact form.We may disclose information when reasonably necessary for legitimate insurance-related operations or other purposes permitted or required by applicable law.Depending on the circumstances, recipients may include:Insurance carriers, wholesalers, and reinsurers: To request quotations, evaluate insurance coverage, place or renew policies, and facilitate insurance-related transactions.Insurance service providers: To support policy administration, claims coordination, underwriting, and other insurance-related functions.Website and technology service providers: To provide website hosting, contact-form processing, communications, analytics, security, and other operational services.Professional advisers: To obtain legal, accounting, compliance, or other professional assistance where appropriate.Governmental or regulatory authorities: When disclosure is required by applicable law, regulation, legal process, or a lawful governmental request.We seek to limit disclosures to information reasonably necessary for the relevant purpose and to use appropriate safeguards consistent with applicable law.We do not authorize service providers to use information for unrelated purposes except as permitted under their applicable agreements and law.Where legally required, we will provide additional notices or choices concerning disclosures of nonpublic personal information.7. Protection of Personal InformationHHINSCO recognizes the importance of safeguarding information entrusted to our agency.We seek to maintain reasonable administrative, technical, and organizational safeguards appropriate to the nature of the information involved and the risks associated with its processing.Such safeguards may include access restrictions, account security measures, secure website connections, and appropriate controls over service providers.No website, electronic transmission, or information storage system can be guaranteed to be completely secure.Accordingly, while we take reasonable steps to protect information, we cannot guarantee absolute security against every possible threat or unauthorized activity.Visitors should avoid submitting sensitive information through unsecured communications or general-purpose website forms.8. Information RetentionWe retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, including responding to inquiries, providing requested services, maintaining business records, and satisfying applicable legal or regulatory obligations.Retention periods may vary depending on the type of information, the nature of the business relationship, applicable insurance requirements, and legitimate operational needs.When information is no longer reasonably necessary and no applicable retention obligation requires its preservation, we will seek to delete, anonymize, or otherwise appropriately dispose of it.Information may remain in backup systems for a limited period consistent with applicable retention and security procedures.9. Your Privacy Choices and RequestsSubject to applicable law, individuals may request information concerning personal data maintained by HHINSCO, including requests to access, correct, or delete information.To submit a privacy-related request, please contact us using the email address provided in Section 13.We may request reasonable information to verify the identity or authority of the person submitting a request before disclosing or modifying personal information.Certain requests may be subject to legal exceptions, including obligations to preserve insurance records, comply with regulatory requirements, maintain transaction documentation, or protect legal rights.We will review and respond to requests in accordance with applicable law.Individuals may also manage certain website tracking preferences through their browser settings and available privacy controls.10. Insurance-Specific Privacy ConsiderationsAs an insurance agency, HHINSCO may receive information necessary to evaluate, obtain, administer, or service insurance coverage.Certain insurance-related information may be subject to additional privacy, confidentiality, recordkeeping, and disclosure requirements under applicable federal and state laws.Where required, HHINSCO will provide additional privacy notices or disclosures appropriate to the relevant insurance relationship or transaction.This website Privacy Policy is not intended to replace any separate insurance privacy notice required by applicable law.11. Third-Party Websites and ServicesOur website may contain links to websites or services operated by third parties, including insurance carriers, professional organizations, or informational resources.HHINSCO does not control the privacy practices or security measures of independently operated third-party websites.Visitors should review the privacy policies of those websites before submitting personal information.12. Changes to This Privacy PolicyHHINSCO reserves the right to modify, amend, or update this Privacy Policy at any time, at its discretion, to reflect changes in business operations, services, technology, information-handling practices, or applicable legal requirements.Updates will become effective upon publication on this website unless otherwise specified.HHINSCO is not obligated to provide individual notice of every revision, except where notification or consent is required by applicable law.The effective date displayed at the beginning of this Privacy Policy will reflect the date of the most recent revision.Visitors are encouraged to review this Privacy Policy periodically.13. Contact InformationFor questions about this Privacy Policy, our information-handling practices, or a privacy-related request, please contact:Harold Harper Insurance Co. (HHINSCO)Website: https://hhinsco.comEmail: h.harper@hhinsco.com. We welcome questions concerning the responsible collection, use, and protection of information entrusted to our agency.